Oakland Bankruptcy and Foreclosure Law Firm
A Leading Bankruptcy Law Firm in the Bay Area
Uncertain economic times
As the stock market roller coasters, it becomes more difficult for individuals to thrive and businesses to survive. If you are having financial problems now, you are not alone.
The Schmit Law Office is the place to get help when you need to file for bankruptcy. We are a debt relief agency. That means we help people file for relief under the Bankruptcy Code.
Bankruptcy is a growing national trend
Bankruptcy is the procedure that allows those in debt—both households and businesses—to eliminate some of their bills and to pay off others over time.
The statistics are revealing:
- Non-business bankruptcies increased 28.4% from year-end June 30, 2007 to year-end June 30, 2008.
- Chapter 7 personal bankruptcies increased 36.7% from year-end June 30, 2007 to year-end June 30, 2008.
Solving your financial problems is our goal
Schmit Law Office, established in 1986, strives to find solutions to your financial problems. Our goal is to get you back on your feet as soon as possible so you can move forward with your life or business.
If you are behind in your mortgage, about to go into or are in foreclosure proceedings, there are actions that can be taken to ease your situation without losing your home. Bankruptcy lawyers at Schmit Law Office can help you. We provide prompt and professional legal advice. We encourage you to come in for a complimentary initial consultation today.
Our bankruptcy attorneys will evaluate your documents for alternatives, mediate with your lenders on your behalf, develop workouts, short sales or temporary suspension of mortgage payments to name a few of the possible remedies that may recommended. We encourage your prompt action to minimize potential penalties and mounting legal fees to the balance you owe.
Congress and the state legislature have both passed legislation to help consumers and homeowners in this national crisis. Statistics tell us however that very few mortgage workouts are actually being made. Of those made, a very high number are right back in default in a short time. That is because there is unequal bargaining power. Get a lawyer on your side.
Schmit Law Office has over 20 years of experience in negotiating settlements. We understand the power of identifying key pressure points.
We will not proceed with your application unless we truly believe we can help you.
Contact us today for a free initial consultation
Phone Number:510-893-4111 ext. 180
You will survive!
The Schmit Law Office safeguards you through the bankruptcy process from start to finish. If there is an alternative to bankruptcy, we will find it. No matter what route is best for you, Chapter 7 or Chapter 13, we offer you the highest quality legal services in a compassionate, confidential, and cost efficient manner. We also bring you the benefits of cutting edge technology.
You will find our staff knowledgeable and courteous. You get the individual attention you deserve and your interests always come first.
